Central Oregon's Leading Insurance Advocate

Steve Thill Insurance

(541) 408-0971

Contact Steve Directly

(541) 408-0971

Contact Steve Directly

Individual Health Insurance Plans

Bundling Insurance

When it comes to insurance, it helps to find a plan that helps simplify and streamline your coverage experience. Bundling insurance offers a way to do this. Bundled insurance typically means purchasing multiple types of insurance such as auto, homeowners and motorcycle insurance from a single carrier.
Many consumers in Oregon are taking advantage of discounts offered on bundled policies, most often on home and auto insurance – earning major savings with the simplicity of only having to work with one insurance company. 

Does Bundling Insurance Always Save You Money?

Bundling insurance is one of the easiest and most common ways to save money on insurance. But it doesn’t mean it’s always the cheapest option. Sometimes, you can get a better deal by shopping around to find the lowest unbundled rates from separate insurers. For instance, some companies offer better auto insurance policies than home or vice versa, so it makes sense to go with the best company for each type of insurance instead of bundling. Ultimately, the choice of whether or not to bundle your insurance should be made only after determining if you really will save any money, and noting any deviations from your current coverage.

Other Than Savings, Why Else Would Individuals Want to Bundle Their Insurance?


Besides saving money on insurance, bundling multiple types of insurance limits the hassle of having to pay multiple insurance bills with different providers. You only have to contact one company for multiple products and usually can manage both home and auto policies within the same web portal. Most importantly, dealing with one company allows your insurance agent to advise you on the big picture of your insurance needs, and assure there are no gaps in coverage.

Insurance Security

For those with auto insurance claims or tickets, bundling multiple insurance policies together lowers the chances of being dropped by your insurer.

What are The Common Types of Insurance to Bundle Together?

Bundling applies to many types of insurance policies that you purchase from the same insurance company. Although the most common type of bundle is for home and auto insurance policies, you may also bundle renters, condo, umbrella and life insurance policies. Even businesses can bundle their policies together with plans like workers’ compensation, property insurance, commercial vehicle insurance and liability insurance for legal disputes. Some individuals also bring their personal and commercial accounts to one provider.

Why Work with an Independent Insurance Broker/Agency for Bundled Insurance?

Working with an independent insurance agent can walk you through their many plans and options so you can make an informed decision. As mentioned earlier, when it comes to bundling insurance policies, you’ve got to do some digging to find the best, most comprehensive deal. The more diligent you are in your research, the more money you can save, and a trusted independent insurance agent can help with this.

Do you need more than one type of insurance policy and would like to talk to an insurance agent in Oregon about bundling? You can trust me to provide you with choices you can trust. Contact me today to learn more.

Steve Thill Insurance

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