Whether you’re a contractor, subcontractor or independent tradesman in the Bend, Oregon area, you need to have a contractor’s insurance policy to protect your business against liability.
We at Bend Insurance work with insurers to provide general contractor insurance policies tailored to your specific risks. Managing risk effectively can mean higher profits, lower operating costs and a capital that works smarter for your small business in Oregon.
The primary reason for purchasing a contractor’s insurance policy is to protect your business from devastating financial debts or even closure, resulting from claims that come from your normal business operations. As a contractor or small business owner, your business has equal legal obligations and liability exposures as larger firms. In the unfortunate case that you’re held responsible for damaging client property or causing bodily harm, having a policy will help you cover the cost of damages including potential legal defenses.
Further, while you aren’t legally required to carry general liability coverage in Oregon, property owners or project developers may require you to have the coverage in order to be qualified to participate in their bidding process. It enables both the employer and yourself to thrive, with the awareness that you have protection behind you on every job, every day.
Finding the right insurance for your business can be confusing. The good news is that an independent insurance agent can tailor the perfect coverage by combining specific policies that offer comprehensive risk protection. Since I don’t work with a single carrier for business insurance, I will shop around and bring multiple policy options to the table.
Liability claims can happen to any contractor business. Should such an issue arise, you want to be sure you are fully protected and insured. Let me help you get the coverage your business needs at a great price. Feel free to contact me today to get started with your policy.
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